Products...
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Automobiles

  • Vehicle Service Agreements- PCI provides service agreements from various administrators covering vehicles over a broad span of mileage and time. Service agreements range from 3 months and 3,000 miles to 10 years and 150,000 miles. Vehicles eligible for coverage range from brand new to any year and any amount of existing mileage.  Service contracts from a PCI administrator even include wraps to enhance the longer term factory powertrain warranty provided by some manufacturers. Service contracts can be included into a reinsurance position.
  • Limited Warranties- Limited warranties are available for dealers wishing to offer buyers the peace of mind that a warranty provides when purchasing a new vehicle. These limited warranty programs can be tailor made to cover anything from powertrain to full vehicle protection. PCI can even create a wrap for the F&I department to create exclusionary, bumper-to-bumper like, coverage. Dealers can even create a customized certified used car program. PCI is also proud to be an agent for the exclusive Warranty Forever ™ program. Limited warranties can be reinsured along with their wraps.
  • GAP- Guaranteed Auto Protection is an important product for any dealership that offers indirect lending to their customers. No dealer should be left without a solid option for GAP in today’s low down payment lending climate. GAP from one of PCI’s administrators will cover almost any loan term and amount. The coverage pays the customer’s insurance deductible in addition to the deficiency balance. On most GAP claims the limit is a generous $50,000 over ACV. Additionally, if the dealer elects, the customer can even be provided with a down payment for their next purchase.
  • Credit Insurance- Credit insurance has been a staple for F&I departments for decades. PCI still provides traditional credit life and disability insurance. This coverage offers customers maximum protection when a death or disability occurs. PCI now is proud to offer a new lower cost debt cancellation option where customers can still eliminate their auto loan debt. This more affordable option provides excellent benefits and is easy to receive funding from lenders. Please contact us for more details.
  • Interior and Exterior- Protecting vehicle appearances is as important to customers as it has ever been, with one exception. That exception is the product’s impact on the environment. PCI is proud to offer environmentally friendly options to protect a vehicle’s paint, interior, windshield, tires, and wheels. Installation of these products is easier than ever. That’s right no hazardous material suits and power buffers for the installer. This green, nano-technology is not a chemical or a wax. This product is so comprehensive that it offers dent and ding repair, windshield repair and replacement, and rip, tear, and burn coverage. PCI’s interior and exterior program can even be reinsured if a dealer chooses. 

    Additionally PCI can provide an interior and exterior program that eliminates foul odors and dangerous germs. With our odor and germ elimination program, autos can be reconditioned to smell like new and not endanger a customer’s health. This product can also be offered in F&I as part of a customer return loyalty program.
  • Maintenance- Maintenance is something that is important to all vehicle owners. Without regularly performed maintenance, customers can void their factory warranties and detrimentally impact the life of their vehicle. With priority prepaid maintenance, dealerships can easily provided maintenance packages that make it easier and more affordable for customers to maintain their vehicle. Customers who maintain their vehicles at the selling dealership are also going to remain more loyal. “Customers who receive services, other than factory warranty repair, at the selling dealer buy another vehicle at that dealership 86% of the time compared to those who don’t (National Automotive Experts Warranty Forever, p.19, 2013.)”  With PCI, auto dealers can create a customized service program that offers basic maintenance such as oil changes in addition to covering more comprehensive service intervals. PCI even provides an administrator to reimburse the dealership and maximize the benefits of continuous customer follow-up. Maintenance programs can be self-insured, reinsured, and fully insured.
  • Theft Protection- Auto theft is always a concern to customers when they purchase a new automobile. PCI offers various theft reimbursement programs that protect both the customer and the dealership. When a vehicle is stolen and not recovered either from the dealership or the customer, a predetermined benefit is received for the loss. The check is made out to the dealership for the customer to have a nice down-payment on a replacement vehicle. PCI uses window etching or window stickers to create a policy number that is specific to that particular vehicle.
  • Wheel and Tire- Today’s cars and trucks are coming standard with more expensive and luxurious wheels and tires. Customers are also replacing stock components with more attractive after-market options. The replacement cost of just one of these wheels or tires can be expensive. That is why PCI provides wheel and tire protection. Dealerships will be able to offer buyers the peace of mind found in a wheel and tire replacement program. Coverage ranges from road hazards to driver errors.
  •  Windshield- Windshield damage can be a very expensive part of owning an automobile. Many windshields found in today’s autos contain components that impact other vehicle functions making them expensive to replace. PCI provides a nano-technology windshield product that helps keep glass from breaking and pitting while improving visibility in the most extreme conditions. When a chip or break occurs, the customer’s windshield is repaired or replaced.
  • Lease Wear and Tear- Leasing is again becoming a viable financing option for customers. One of a customer’s fears is keeping the vehicle in good enough condition to return it at the end of the lease without paying for excess wear and tear. PCI has coverage that dealers can provide in F&I to pay for excess wear and tear a customer could be charged for by the leasing company. This product is a great option for dealers who find themselves with limited F&I choices when a customer leases.
  • Key Replacement- One customer concern when buying a new vehicle is the cost of key replacement. Losing keys can be costly with the multiple functions attributed to keys and remotes. PCI provides key replacement coverage that replaces even the most expensive keys and remotes. Our administrators even offer replacement of keys on the keychain that are not associated with the automobile.
  • Lending Solutions- Profit Concepts is one of the only general agencies that can bring indirect lending into a dealership. PCI is the exclusive agent partner in Idaho and Utah of Indirect Lending Technologies in setting up dealerships on DILLS (Dealer Indirect Lending and Leasing System). By being a DILLS participant, dealerships gain the ability to write financing contracts while earning reserves with some of the largest and most popular credit unions. If you are interested in becoming eligible for DILLS please visit our services tab and request more information or a visit from one of our knowledgeable staff.

Recreational Vehicles

  • Service Agreements- Service agreements are an important part of any RV owner’s satisfaction experience. PCI has stated and exclusionary coverage service agreements available for motorized and towable recreational vehicles. Coverage can be applied to just the coach of a motor home as well as the entire unit. Our service contracts can include towing, roadside benefits, trip interruption protection, concierge service, and consequential damage protection. Roadside coverage can even be applied to the towing unit on trailers and fifth wheels. Coverage is good throughout the United States and Canada.
  • GAP- Guaranteed Auto Protection is an important product for any dealership that offers indirect lending to their customers. No dealer should be left without a solid option for GAP in today’s low down payment lending climate. GAP from one of PCI’s administrators will cover almost any loan term and amount. The coverage pays the customer’s insurance deductible in addition to the deficiency balance if there is a total loss. RV GAP even covers deficiency balances on longer term loans.
  •  Credit Insurance- Credit insurance has been a staple for F&I departments for decades. PCI still provides traditional credit life and disability insurance. This coverage offers customers maximum protection when a death or disability occurs. PCI now is proud to offer a new lower cost debt cancellation option where customers can still eliminate their RV loan debt. This more affordable option provides excellent benefits and is easy to receive funding from lenders. Please contact us for more details.
  • Interior and Exterior- Protecting an RV’s appearance is as important to customers as it has ever been, with one exception. That exception is the product’s impact on the environment. PCI is proud to offer environmentally friendly options to protect RV gel coat, interior, windshield, tires, and wheels. Installation of these products is easier than ever. That’s right no hazardous material suits and power buffers for the installer. This green, nano-technology is not a chemical or a wax. This product is so comprehensive that it offers dent and ding repair, windshield repair and replacement on motorized units, and rip, tear, and burn coverage. PCI’s interior and exterior program can even be reinsured if a dealer chooses.  Additionally PCI can provide an interior and exterior program that eliminates foul odors and dangerous germs. With our odor and germ elimination program, recreational vehicles can be reconditioned to smell like new and not endanger a customer’s health. This product can also be offered in F&I as part of a customer return loyalty program.
  • Theft- Having a unit stolen is always a concern to customers when they purchase a new automobile. PCI offers various theft reimbursement programs that protect both the customer and the dealership. When a unit is stolen and not recovered either from the dealership or the customer, a predetermined benefit is received for the loss. The check is made out to the dealership for the customer to have a nice down-payment on a replacement RV. PCI uses window etching or window stickers to create a policy number that is specific to that particular unit.
  • Wheel and Tire- RV wheels and tires are expensive to repair or replace. Additionally flat tires are difficult to change. With wheel and tire protection from PCI, dealers can provide customers the peace of mind that makes the RV experience more enjoyable and stress free. We have coverage that will repair or replace tires and wheels in addition to providing changing the flat. This can even include the tow vehicle.
  • Roadside Assistance- Life on the road in an RV should be worry free. Vacations are hard earned for customers and don’t need to be spent stuck on the side of the road. PCI has the option that protects customers from doing just that when unexpected incidents occur. Roadside assistance has some of the benefits that are offered by wheel and tire coverage as well as service agreements. A product like this is a great way to build customer satisfaction as well as dealer revenues.
  • Lending Solutions- Profit Concepts is one of the only general agencies that can bring indirect lending into a dealership. PCI is the exclusive agent partner in Idaho and Utah of Indirect Lending Technologies in setting up dealerships on DILLS (Dealer Indirect Lending and Leasing System). By being a DILLS participant, dealerships gain the ability to write financing contracts while earning reserves with some of the largest and most popular credit unions. If you are interested in becoming eligible for DILLS please visit our services tab and request more information or a visit from one of our knowledgeable staff.

Motorcycle / Powersports

  • Service Agreements- Service agreements are an important part of customer satisfaction for buyers of motorcycles and powersports vehicles. PCI provides service agreements for on road and off road powerpsorts equipment. Our motorcycle and powersports service agreements are administered by experts in motorcycles and powersports not just automobiles. By offering a service agreement from a PCI administrator you can be sure your customers are well taken care of by the best in the business. On most new vehicles the service agreement does not start until after the factory warranty expires. Service contracts are available on motorcycles, competition bikes, side-by-sides, four wheelers, three wheelers, snowmobiles, jet propelled watercraft, and personal watercraft. If a new trailer is purchased to transport the purchased vehicle the service agreement will even cover the trailer
  • GAP- Guaranteed Auto Protection is an important product for any dealership that offers indirect lending to their customers. No dealer should be left without a solid option for GAP in today’s low down payment lending climate. GAP from one of PCI’s administrators will cover almost any loan term and amount. The coverage pays the customer’s insurance deductible in addition to the deficiency balance. Extended loan terms are eligible for GAP coverage as well as short terms. Power sports dealers can be sure they are offering their customers the best coverage available through PCI.
  •  Credit Insurance- Credit insurance has been a staple for F&I departments for decades. PCI still provides traditional credit life and disability insurance. This coverage offers customers maximum protection when a death or disability occurs. PCI now is proud to offer a new lower cost debt cancellation option where customers can still eliminate their powersport loan debt. This more affordable option provides excellent benefits and is easy to receive funding from lenders. Please contact us for more details.
  • Maintenance- Proper maintenance is an important part of powersports safety. Offering prepaid priority maintenance to motorcycle and powersports owners is a great way for dealers to ensure that proper maintenance is performed by the professionals. There are short term and long term solutions that fit the bill from PCI. Customers who have their maintenance performed by the selling dealership are not only going to be kept safe but will also be more likely to buy another vehicle at that dealership. Let PCI show you which programs best fit your dealership’s needs in customer retention.
  • Theft- Powersport and motorcycle thefts are a common occurrence. PCI offers theft prevention programs for dealers top offer their customers. When a unit is stolen and not returned, the customer receives a predetermined benefit at the dealership to replace the stolen vehicle. The customer has to use the benefit at the selling dealer. What a great complement to existing insurance coverage.
  • Wheel and Tire- Wheels and tires on motorcycles and powersport vehicles are expensive to replace. PCI has wheel and tire replacement coverage to keep customers happy when damage occurs. Wheels and tires can cost hundreds so wheel and tire coverage are an important part of customer satisfaction. Coverage like this can eliminate unexpected expenses for your customers at an affordable premium.
  • Lending Solutions- Profit Concepts is one of the only general agencies that can bring indirect lending into a dealership. PCI is the exclusive agent partner in Idaho and Utah of Indirect Lending Technologies in setting up dealerships on DILLS (Dealer Indirect Lending and Leasing System). By being a DILLS participant, dealerships gain the ability to write financing contracts while earning reserves with some of the largest and most popular credit unions. If you are interested in becoming eligible for DILLS please visit our services tab and request more information or a visit from one of our knowledgeable staff.

Marine

  • Service Contracts- Repair costs on marine vessels can be frightening to customers. Being able to provide your customers with an affordable comprehensive service agreement option can make marine repairs less frightening. PCI can provide such a service agreement to offer your customers peace of mind. Service agreements are available to cover the hull, the powertrain, and even the trailer. Special options are available to cover fishing packages and skiing packages in addition to special features that are only found on marine vessels.
  • Credit Insurance- Credit insurance has been a staple for F&I departments for decades. PCI still provides traditional credit life and disability insurance. This coverage offers customers maximum protection when a death or disability occurs. PCI now is proud to offer a new lower cost debt cancellation option where customers can still eliminate their marine loan debt. This more affordable option provides excellent benefits and is easy to receive funding from lenders. Please contact us for more details.
  • Maintenance- Maintenance on marine vessels is crucial. By providing a priority prepaid maintenance option to your customers they will be sure to complete beginning and end of season maintenance at your dealership. This option will keep any factory warranty from being voided for failure to complete maintenance and help avoid unnecessarily expensive repair bills. Customers who come back for maintenance are also more likely to purchase their next boat from your dealership and shop for accessories. PCI can help you tailor make a maintenance plan to help retain customers and meet their needs.
  • GAP- Guaranteed Auto Protection is an important product for any dealership that offers indirect lending to their customers. No dealer should be left without a solid option for GAP in today’s low down payment lending climate. GAP from one of PCI’s administrators will cover almost any loan term and amount. The coverage pays the customer’s insurance deductible in addition to the deficiency balance. Extended loan terms are eligible for GAP coverage as well as short terms. Marine dealers can be sure they are offering their customers the best coverage available through PCI.
  • Lending Solutions- Profit Concepts is one of the only general agencies that can bring indirect lending into a dealership. PCI is the exclusive agent partner in Idaho and Utah of Indirect Lending Technologies in setting up dealerships on DILLS (Dealer Indirect Lending and Leasing System). By being a DILLS participant, dealerships gain the ability to write financing contracts while earning reserves with some of the largest and most popular credit unions. If you are interested in becoming eligible for DILLS please visit our services tab and request more information or a visit from one of our knowledgeable staff.


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